Director of sports specialist insurance providers  Luke de Rougemount has suggested that player bonus schemes that are likely to see the biggest investment in the future. Football finances are under more scrutiny than ever before as clubs across Europe get to grips with the Financial Fair Play rulings. FFP phasing began in 2011 and it is only now that the full implications are being felt across Europe. Earlier this month the FFP regulations finally made an impact on the transfer window as clubs accept they can only invest what they have generated in revenue. (€113m), (€79m), (€77m), (€94), (€92m) and (€62. 2m) all recouped record figures for player income in figures released by The Transfer Review by Prime Time Sport. This in turn allowed for a record level of expenditure by , ,  and. But according to Luke de Rougemount, director of , it is player bonus schemes that are likely to see the biggest investment in the future. He commented: “We have received a huge increase in interest regarding the cover of player bonuses across Europe during the winter transfer window. I can only see what they are by opening the app. “As clubs aim to cut their wage bills to meet Financial Fair Play Regulations, one way to achieve this is by offering performance related pay which can in turn be offset by a risk management programme. ”

It has been widely reported that more commercial deals are following this pattern with ’s new kit deal with adidas subject to a 30 per cent decrease should they fail to make the Champions League for two consecutive seasons. The 10 year deal also includes a £4m bonus should they win the , FA Cup or the Champions League during the contract period. It is a trend that Mr de Rougemont expects to continue across the game. He said: “The landscape is changing rapidly due to the implications of the Financial Fair Play and I am expecting to see a large increase in performance related contracts. “We have worked closely on a number of projects to make sure this is a viable option for clubs, sponsors and suppliers. ”

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